high risk payment solutions and more
The virtual terminal and API integration provide the first line of defense in battling fraud and customer disputes. Fraud scrubbing software such as iSpyFraud protects merchants by avoiding bad IP addresses, certain locations throughout the world or particular types of cards.
Load balancing helps merchants divide their transactions between multiple payment processing accounts. Businesses are now able to delegate specific transactions to specific banks. If your business is operating under the recurring payment model, this option will truly benefit you. For example, your trial offer transaction is able to be processed through a lower risk account at a lower transaction rate since the introductory transaction amount is usually much less than the monthly recurring transaction, equating to a decreased chance of chargebacks. Next, your monthly recurring transactions have the ability of being routed to other processors. Additional banks that your company utilizes are capable of being added into the system while having the processing volume divided in any fashion the merchant sees fit.
Multi-currency is another benefit with High Risk Merchants. Our currencies include; Australian Dollar, British Pound, Canadian Dollar, Danish Krone, Euro, Hong Kong Dollar, Japanese Yen, New Zealand Dollar, Norwegian Krone, South African Rand, Swedish Krona, Swish Franc and more.
Batch uploads will allow you to process thousands of transactions at incredible speeds while also automatically sorting and generating reports. The virtual terminal allows merchants to accept orders from any computer with an internet connection. Retail swipe is a new addition to our gateway. Businesses are capable of accepting payments through a card swipe attached to their computer by USB. The information is sent directly to the virtual terminal for processing.
High Risk Merchant’s offers a customer relationship management program that is unlike any other. A must for affiliate marketers! Merchants will be able to reject signups from their agents from certain IP addresses, while also rejecting orders from customers that do not login to the membership area (for membership based affiliate programs) following their signup. These are critical steps that easily weed out affiliate fraud. Avoid accepting prepaid cards from your affiliate’s customers that will decline when it comes time for their first rebilling. Our CRM was built by an affiliate marketer so we are sure it will satisfy your every need.
Chargeback management is a required task for any business and is very demanding. Merchants may not be aware of their rights when fighting disputes and chargebacks. High Risk Merchants will setup a team specific to your business that will spend their time fighting your chargebacks. There is a delicate balance between issuing refunds and disputing chargebacks in order to keep your merchant account up and also not losing money.
Customizable transaction management solutions are available for large volume merchants. Have High Risk Merchants develop a specialized transaction solution for your business. We have constructed individual management programs for our larger merchants depending on their exact business and what requirements they require to run smoothly. There are no limits when we design the program. Contact our office and we will setup an appointment with our programmers to review your specific requirements.
Proper transaction management can mitigate any merchant’s risk. It is important no matter how large or small your business is to take the steps and protect yourself from chargebacks and fraud while also building your business. Choose a team of professionals to take your company to the next level.